• Jessica Goldberg * NMLS #1713098

    ~Email: jessica.goldberg@cardinalfinancial.com ~Cell Phone: (612) 718-6763

    ~Office Phone: (702) 945-0281

    Mortgage License
    Minnesota, Wisconsin, Nevada, California, Arizona, and Florida
    Let's make your dreams of home ownership become a reality!
  • Fill Out the Mortgage Questionnaire to get Pre-Qualified with                                                                                                         Cardinal Financial!

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  • Get started today with NO application FEE!

    Fill out the Mortgage Questionnaire!

    We will find the right mortgage for you!

    Cardinal Financial offers Conventional, FHA, VA, Jumbo, Refinance, and Reverse Mortgage.

    Support throughout the entire mortgage process!

    Will with any questions you have through the mortgage process.

    You could close your loan within 30 days or less!

    Get a FREE credit check with us!

    Fill out the Mortgage Questionnaire!

    Competitive rates on all loan programs!

  • To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, property, income, assets, and debt. 

    Pre-qualified applicaton

  • Cardinal Financial knows how important this decision is to you. We want to help by taking the time to explain this unique product so that each and every borrower is completely comfortable with the process. We are confident we can help guide you thought the process.
     
    We close most of our loans with-in 30 days or less. 
     
    Contact us to learn more!

    Make an appointment

  • After filling out the Mortgage Questionnaire we will review your application and determine what loan is suited for you. Your loan will then be submitted to underwriting to be examined. The underwriter will determine the risk level of the loan by looking at your credit history, property value, and debt-to-income. 

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  • Get pre-qualified for free- before you shop for your new home.
     
    Our exclusive mortgage programs allow you to buy a home with a minimal down payment. Some mortgage programs require as little as 3% down! In a lot of cases, your down payment can be a gift from a relative or nonprofit organization. 
     
    Everyday we help people save money on their mortgage payments through our refinancing program. Contact us to become one of those people.

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  • We will find the right mortgage for you!

    If you are considering buying your first home... Congratulations! Purchasing a home could very well be one of the largest financial decision you decide to make. Not only is it a rewarding and fulfilling experience, but it can be a complicated process from beginning to end. At Cardinal Financial we are dedicated to making sure your home loan is taken care of swiftly and easily without any headaches. 

  • What Matters to You Matters to Us
  •  

    Fast Closings 

    Using our proprietary lending platform, we're able to get your loan closed fast and get you in your new home faster. 

     

  • Affordable Down Payments 

    Put down as little as 3% on fixed-rate. Ask about Mortgage Insurance options. 

  • No Hidden Lender Fees

    We don't hide anything in the find print. Its our priority to keep you informed of your financial obligations.

  • Loan Options

    Conventional 

    • The most popular loan in the country and the epitome of a basic loan. 
    • Put down as little as 3% for fixed-rate loans.
    • Credit scores as low as 620 accepted.

    FHA 

    • For people who need a little credit flexibility.
    • Put down as little as 3.5%.
    • Credit scores as low as 580 accepted. 

    USDA 

    • For people looking into rural properties. 
    • 0% down payment. 
    • Credit scores as low as 580 accepted. 

    VA

    • A loan for veterans or active service members. 
    • 0% down payment. 
    • Credit scores as low as 550 accepted. 

    Jumbo 

    • A large loan amount for people looking into luxury homes. 
    • Put down as little as 10%. 
    • Credit scores as low as 660 accepted. 

    These snapshots provide a general overview and are not set in stone. At Cardinal Financial, every loan is crafted specifically to fit each borrower's unique financial picture.