• Jessica Goldberg * NMLS #1713098

    ~Email: jessica.goldberg@cardinalfinancial.com ~Cell Phone: (612) 718-6763

    ~Office Phone: (702) 945-0281

    Mortgage License
    Minnesota, Wisconsin, Nevada, California, Arizona, and Florida
    Let's make your dreams of home ownership become a reality!
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  • Nevada Housing Division (NHD)

  • Fun Fact about Minnesota: Minnesota's nickname is "The Land of 10,000 Lakes." but it has at least 11,842 lakes of 10 acres or more. If you count the smaller lakes, the number goes up to as many as 15,000. Minnesota has more recreational boats than any other state: one per every six people. 

  • Home is Possible HIP Program
  • This program is eligible state-wide and there is no first-time homebuyer requirement in this program. HIP has various levels of assistance available. The interest rate will change according to the market. Please call lender to see what assistance and interest rate is available. 

    HIP can be used for down payment and/or closing costs. It is created as a 3 year forgivable second mortgage. 

    Eligible for Conventional, FHA, VA & USDA-RD loans. 

  • Income Limit Criteria
    • Household income = 1003 Credit Qualifying Income (not co-signor's)
    • All Family size = $98,500
  • Home Acquisition Limits
    • New or Existing construction = $400,000
  • Co-signers
    • Cannot have any ownership interest in the property (they cannot be on the mortgage/Deed/Warranty Deed). 
  • Home Buyer Education

    Homebuyer Education required for anyone on the Note/Warranty Deed