• Jessica Goldberg * NMLS #1713098

    ~Email: jessica.goldberg@cardinalfinancial.com ~Cell Phone: (612) 718-6763

    ~Office Phone: (702) 945-0281

    Mortgage License
    Minnesota, Wisconsin, Nevada, California, Arizona, and Florida
    Let's make your dreams of home ownership become a reality!
  • Fill Out the Mortgage Questionnaire to get Pre-Qualified with                                                                                                         Cardinal Financial!

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  • Federal Housing Administration (FHA)

  • Fun Fact about Minnesota: Minnesota's nickname is "The Land of 10,000 Lakes." but it has at least 11,842 lakes of 10 acres or more. If you count the smaller lakes, the number goes up to as many as 15,000. Minnesota has more recreational boats than any other state: one per every six people. 

  • A low down payment could open the door to your new home! Insured by the Federal Housing Administration, FHA loans were originally designed to serve first-time buyers with less than perfect credit  or past credit issues. Today, FHA loans are generally more flexible in credit, income, and down payment requirements making them a secure choice for borrowers who might not qualify for Conventional loans.  

  • Why Get an FHA Loan?
    • Put down as little as 3.5% for fixed-rate loans.
    • Credit scores as low as 580 may be accepted.
    • Fixed and adjustable rates are available.
    • It's possible to refinance a Conventional loan into an FHA loan. 
    • FHA to FHA streamline refinances doe not require an appraisal. 
    • Available for cash-out refinance or rate/term refinance. 
    • FHA-eligible down payment assistance programs allowed with a Cardinal Financial approved program.