• Jessica Goldberg * NMLS #1713098

    ~Email: jessica.goldberg@cardinalfinancial.com ~Cell Phone: (612) 718-6763

    ~Office Phone: (702) 945-0281

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  • News

  • Articles
    • How Many FHA Loans Can You Have?

      February 23, 2021 There’s no limit to how many FHA loans you can qualify for in your lifetime, but the general rule is that you can only have one at a time… unless you meet certain exceptions. If you bought your current home with a loan backed by the Federal Housing Administration (FHA), the idea of whether you […] The post How Many FHA Loans Can You Have? appeared first on Cardinal Financial. David Thackham

    • FHA Home Inspection Checklist: What Appraisers Look For

      February 17, 2021 FHA appraisals are unique because they have two goals: First, to determine the property’s value, and second, to check for minimum health and safety standards. Here’s what you need to know about the process! If you’re using an FHA loan to buy a home, the property must go through an FHA appraisal. This is not […] The post FHA Home Inspection Checklist: What Appraisers Look For appeared first on Cardinal Financial. David Thackham

    • How to Get Rid of MIP on An FHA Loan

      February 9, 2021 With an FHA loan, mortgage insurance premiums (MIP) are unavoidable. But there are ways you can eventually ditch those payments for good. Signing up for an FHA loan means agreeing to pay mortgage insurance premiums (MIP)—that’s just the way it is. Here’s the good news: As you build up your home equity, you can take […] The post How to Get Rid of MIP on An FHA Loan appeared first on Cardinal Financial. David Thackham

    • What Are the Types of Homes That Qualify for FHA Loans?

      January 28, 2021 You might be surprised which homes you can (and which homes you can’t) buy with an FHA loan. You may have heard that the requirements are more strict when it comes to the type of property you can purchase with a Federal Housing Administration (FHA) loan. Perhaps you even think that only fully finished single-family […] The post What Are the Types of Homes That Qualify for FHA Loans? appeared first on Cardinal Financial. David Thackham

    • Underwriting 101: The Basics of Mortgage Underwriting

      January 27, 2021 Let’s explore what an underwriter does, and why this step is critical for your home loan. What the heck is an underwriter? For many people, underwriting is just one of those terms that you hear a lot, but you’re not quite sure what it means. And even if you’ve never heard the word “underwriting” in […] The post Underwriting 101: The Basics of Mortgage Underwriting appeared first on Cardinal Financial. admin

    • What are the Benefits of an FHA Loan?

      January 20, 2021 A low down payment and less strict credit requirements make FHA loans an accessible option. There’s plenty to like about government-backed FHA loans, which can be an ideal option for borrowers of all kinds. FHA loans can make homeownership accessible for those who have little cash saved up for a down payment or have imperfect […] The post What are the Benefits of an FHA Loan? appeared first on Cardinal Financial. David Thackham

    • What is the Difference Between FHA and Conventional Home Loans?

      January 12, 2021 Looking for a home loan? Here’s a breakdown of two of the most popular mortgage programs. The time is right, and you’re ready to buy a house—the first step: Figuring out the differences between the various loan types available. Luckily, we’re here to help you through your homework. Below, we’ll dive into two of the […] The post What is the Difference Between FHA and Conventional Home Loans? appeared first on Cardinal Financial. David Thackham

    • What is an FHA loan, And How Can I Qualify?

      January 8, 2021 Everything you need to know about FHA loans, FHA home loan requirements, and whether this option is right for you The house-buying process can seem overwhelming. Not only is it about finding the right house, but also the right home loan. Between conventional loans, jumbo loans, conforming, non-conforming, VA loans, and more, the choices can […] The post What is an FHA loan, And How Can I Qualify? appeared first on Cardinal Financial. David Thackham

    • Jumbo Loan vs. Conforming Loan: What’s the Difference?

      December 23, 2020 Confused about which loan option is right for you? Here’s a simple breakdown to help you decide. Shopping for a home loan is all about matching your personal financial risk tolerance with a product that’s right for you. Imagine you’re preparing for a swim in the ocean. If you’ve been swimming all your life, you’re […] The post Jumbo Loan vs. Conforming Loan: What’s the Difference? appeared first on Cardinal Financial. admin

    • What is a Jumbo Loan?

      December 16, 2020 If you’re looking into luxury homes or moving into a high-priced area, a jumbo loan could be the perfect fit. It’s all in the name. When you hear the word jumbo, you automatically expect a bigger version of the word that follows it. There’s jumbo shrimp, jumbo jets, jumbo athletes. A jumbo loan is no […] The post What is a Jumbo Loan? appeared first on Cardinal Financial. Khari Pressley

  • Mortgage News Daily
    • The 2pm Bond Report - March 05, 2021

      March 5, 2021 (Please visit the site to view this media)...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Matthew Graham

    • The 9am Bond Report - March 05, 2021

      March 5, 2021 (Please visit the site to view this media)...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Matthew Graham

    • U.S. added 379,000 jobs in February, vs 210,000 estimate

      March 5, 2021 (Please visit the site to view this media)Nonfarm payrolls were expected to increase by 210,000 in February while the unemployment rate held steady at 6.3%, according to economists surveyed by Dow Jones. CNBC's Steve Liesman reports....(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Matthew Graham