• Jessica Goldberg * NMLS #1713098

    ~Email: jessica.goldberg@cardinalfinancial.com ~Cell Phone: (612) 718-6763

    ~Office Phone: (702) 945-0281

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  • News

  • Articles
    • The cost of home ownership

      September 24, 2021 For many, the dream of home ownership seems out of reach. Between the high cost of homes, a competitive market, and the relative ease of renting in comparison to owning, it’s easy to see why people often remain reluctant—trapped in rental agreements for far longer than necessary. And sure, buying a home can be expensive. […] Dale Lavine

    • The renovating a house checklist you absolutely can’t skip

      September 16, 2021 New cabinets glisten in the light of trendy pendant lights. Attractive tiles line the bathroom floor where pink vinyl used to be. Durable yet attractive flooring maintains its beauty despite untrimmed pet claws. If you’re reading this, you’ve probably been dreaming up similar post-renovation scenes nonstop. A kitchen, bathroom, or complete home makeover might be […] Ariel Irving

    • The Refi Timeline

      September 9, 2021 If your home equity is high, now could be a great time to refinance your home loan. But what exactly does a refi entail, and how long does it take? While no two refi timelines will be the same, we’ve broken down the standard steps of the process and how long you can expect to […] Bethany White

    • Self-Employed and Buying a House: How to Get Financed

      August 26, 2021 You’re self-employed, but that doesn’t mean you have to do everything yourself—especially when it comes to financing your home. If the logistics of a self-employed mortgage are holding you back from buying a house, you came to the right place. The details are key when it comes to the documentation you’ll need to get approved […] Bethany White

    • When Are Closing Costs Due, and What Do You Need To Know About Them?

      August 19, 2021 Rising home prices, stringent loan requirements, and hidden fees can make a lot of people question whether or not buying a house is the right move. Good news: It doesn’t have to be scary. In fact, we believe homeownership should be as simple as possible. That’s why we’re here to answer the questions every potential […] Dale Lavine

    • What is a Conventional Mortgage?

      August 10, 2021 If you’ve started your home loan search, two mortgage types have probably risen to the top of your list: FHA loans and conventional loans. These are some of the most popular loans, and each have their pros and cons. But which one is better for you? You can get the full scoop on FHA loans […] Bethany White

    • Do Student Loans Affect Buying a House?

      August 3, 2021 Do you hear that? It’s homeownership… calling your name. You’re sick of that growing rent payment. And maybe you’re thinking of adding some tiny humans to the mix, or your fur babies need a yard. But you’ve also got student loan debt. How do student loans affect buying a house? Will you still be able […] Ariel Irving

    • Pre-Qualification vs. Pre-Approval: Understanding the Early Steps in Home Buying

      July 29, 2021 You know those eye-catching envelopes that you find stuffed in your mailbox? The ones that claim you’ve been “pre-qualified” or “pre-approved” for a new credit card or car loan? If you’ve been shopping for home loans, you’ve likely noticed those same terms floating around everywhere. A lot of mortgage professionals use the terms interchangeably. If […] Dale Lavine

    • Low Appraisals/Appraisal Gaps: What You Should Know

      July 21, 2021 So, you’re buying a house. You crunched the numbers and you’re ready to nail this purchase. There’s just one issue: the appraisal reflects a lower value than your offer. This is called an appraisal gap. What does it mean for your home buying journey? Let’s walk through it. Why does an appraisal gap matter? Typically, […] Bethany White

    • Freddie Mac BorrowSmart℠: The Smart Way to Get More Cash For a Home

      July 16, 2021 Are you pinching your pennies to save up for a down payment or closing costs? The Freddie Mac BorrowSmart program can help you get cash to close, the smart way. Between rent, groceries, bills, and all of life’s other necessities, it’s no wonder many people find it hard to save up for a home. If […] David Thackham

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